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Credit Card and Store Card Charges

Have you ever been unfairly charged by your credit card company? If so we can claim these charges back for you from the last 6 years

The Law

Credit and store card charges have to be based on what it costs the card company. When someone misses a payment, pays late or goes over their limit it only costs the card provider a few pounds. But they have been charging over £30 a time. This is unlawful profiteering, and it can plunge people further into financial difficulty.

In April 2006 the Office of Fair Trading ruled that credit card companies were overcharging their customers. It said that charges should be no more than £12. Since then most card providers have reduced their charges, but the ruling still applies to charges before April 2006 that were over £12

Claim Them Back

We can claim these unfair charges back. We will make it easy for you and keep you updated at every point. All you have to do is fill out one simple form and we do the rest.





Once you have returned your completed form we can start the claiming process


What We Do

Request the information we need from your card provider.

Calculate the total charges and add interest so that we can put your claim together. We’ll do all the paperwork to ensure a watertight case.

Start proceedings to claim compensation.

Negotiate with the card provider to maximise your payout.

If we think it’s necessary, go to court. We’ll fully prepare your case and cover the court costs.

Settlement usually takes 6 to 10 weeks and when compensation is awarded we’ll send you your cheque straight away.

 

 
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